{"id":1906,"date":"2026-02-03T16:09:00","date_gmt":"2026-02-03T16:09:00","guid":{"rendered":"https:\/\/topfinancialinsights.com\/index.php\/2026\/02\/03\/auto-finance-veteran-and-former-tesla-national-lease-partner-launches-ameritrust-financial-to-fill-used-car-leasing-gap\/"},"modified":"2026-02-03T16:09:00","modified_gmt":"2026-02-03T16:09:00","slug":"auto-finance-veteran-and-former-tesla-national-lease-partner-launches-ameritrust-financial-to-fill-used-car-leasing-gap","status":"publish","type":"post","link":"https:\/\/topfinancialinsights.com\/index.php\/2026\/02\/03\/auto-finance-veteran-and-former-tesla-national-lease-partner-launches-ameritrust-financial-to-fill-used-car-leasing-gap\/","title":{"rendered":"Auto Finance Veteran and Former Tesla National Lease Partner Launches AmeriTrust Financial to Fill Used-Car Leasing Gap"},"content":{"rendered":"<\/p>\n<div>\n<p> <i> AmeriTrust&#8217;s platform is the first to deliver side-by-side loan and lease decisions from a single retail application, with live-inventory calculators that enable lower payments on shorter terms. <\/i> <\/p>\n<\/p>\n<p> AmeriTrust Financial, an independent automotive finance company, today announced the launch of a fintech-driven lending platform designed to expand used-car leasing for franchised and large independent dealers nationwide. Backed by institutional investors and a group of billionaires, the company is scaling rapidly across the continental United States. AmeriTrust is currently the only independent lender that offers used-car leasing at a national level. <\/p>\n<p> Dealers can submit a single retail loan application to AmeriTrust and receive side-by-side decisions for both a loan and a lease. AmeriTrust&#8217;s technology automatically converts the application for lease structuring, helping dealers offer leasing without added paperwork or specialized calculations. Through used-car leasing, dealers can advertise lower monthly payments without extending loan terms. <\/p>\n<\/p>\n<p> &#8216;With grocery bills up and used-car prices still high, consumers need a better path to affordability than simply stretching loan terms,&#8217; said Jeff Morgan, CEO of AmeriTrust Financial and former national lease partner to Tesla. &#8216;While extending terms can reduce payments, it also increases negative equity and default risk. Used-car leasing is a smarter alternative \u2014 and today, only a handful of OEMs provide used-vehicle lease options at scale, leaving a significant gap in the market.&#8217; <\/p>\n<p> In addition to side-by-side loan and lease decisions, AmeriTrust also offers: <\/p>\n<ul class=\"ee-ul\">\n<li> <b> Pre-filled contract and title documentation: <\/b> AmeriTrust automatically pre-fills all contract paperwork, including title applications and other state-specific forms, helping dealers avoid errors that can delay funding, require re-contracting, or even jeopardize the sale. <\/li>\n<\/ul>\n<ul class=\"ee-ul\">\n<li> <b> Leases for every type of driver and credit tier: <\/b> From leases with no mileage and wear-and-tear penalties to options for subprime credit, AmeriTrust offers multiple used-car lease structures designed to approve as many customers as possible. <\/li>\n<\/ul>\n<ul class=\"ee-ul\">\n<li> <b> Payment calculators tied to real-time inventory: <\/b> At no cost, dealers can connect their inventory to AmeriTrust&#8217;s portal and generate loan and lease payments that reflect actual deal terms, not estimates. While a customer is in-store, dealers can compare vehicles across terms, lease types and credit tiers to find the best fit. <\/li>\n<\/ul>\n<ul class=\"ee-ul\">\n<li> <b> Exceptionally fast decisioning and funding: <\/b> Dealers receive decisions within minutes, and most contracts are funded the same day. <\/li>\n<\/ul>\n<ul class=\"ee-ul\">\n<li> <b> Free dealer lease training: <\/b> AmeriTrust will host Q&amp;A sessions and training resources to help dealers understand the nuances of used-car leasing, so they can present lease options to customers with confidence. <\/li>\n<\/ul>\n<p> &#8216;Leasing makes up 25 percent of the auto finance market for new vehicles,&#8217; Morgan said. &#8216;But while the used-vehicle market is roughly three times larger, leasing accounts for only about 3 percent of used vehicle financing \u2014 and much of that is still tied to OEM certified pre-owned programs. As an independent lender, we have the flexibility to lease any make or model, certified pre-owned or not. The growth opportunity is enormous, and the market is underserved. AmeriTrust is scaling quickly to close that gap.&#8217; <\/p>\n<p> In response to this market demand, AmeriTrust Financial attracted investment over the past year from institutional investors and multiple billionaires through its parent company, AmeriTrust Financial Technologies Inc. (TSXV: AMT,OTC:AMTFF)(OTCQB: AMTFF)(Frankfurt:1ZVA). AmeriTrust Financial currently operates in 28 states, with plans to expand across the entire continental United States over the next several months. <\/p>\n<p> To sign up with AmeriTrust, franchised and large independent dealers should call 1-800-600-6872. Approved dealers can submit loan applications through DealerTrack, RouteOne or AmeriTrust&#8217;s proprietary portal. <\/p>\n<p> <b> About AmeriTrust Financial <\/b> <\/p>\n<p> Based in Fort Worth, Texas, AmeriTrust Financial provides new- and used-car loans and leases through franchised and large independent dealers across the United States. The company&#8217;s lending technology delivers side-by-side loan and lease decisions from a single retail loan application. AmeriTrust Financial is owned by AmeriTrust Financial Technologies Inc. For more information, visit  www.ameritrustfinancial.com  . <\/p>\n<p> <b> About AmeriTrust Financial Technologies Inc. <\/b> <\/p>\n<p> AmeriTrust Financial Technologies Inc., listed on the TSXV, OTCQB, and Frankfurt markets, is a finance solution and fintech provider disrupting the automotive industry. AmeriTrust&#8217;s integrated, cloud-based transaction platform facilitates transactions amongst consumers, dealers, and funders. AmeriTrust&#8217;s platform is being made available across the United States. For more information, visit  www.ameritrust.com  . <\/p>\n<p>  <span><\/span> <\/p>\n<p> <span> View source version on businesswire.com: <\/span> <span>  https:\/\/www.businesswire.com\/news\/home\/20260203748930\/en\/  <\/span> <\/p>\n<p> <b> Media Contact: <\/b> <br \/> Jessica Satterfield-Reyna <br \/> The Satterfield Agency LLC <br \/> (972) 841-1577 <br \/>  jessica@thesatterfieldagency.com  <\/p>\n<\/p>\n<\/div>\n<p>News Provided by Business Wire via QuoteMedia<\/p>\n<\/p>\n<div>This post appeared first on investingnews.com<\/div>\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>AmeriTrust&#8217;s platform is the first to deliver side-by-side loan and lease decisions from a single retail application, with live-inventory calculators that enable lower payments on shorter terms. AmeriTrust Financial, an independent automotive finance company, today announced the launch of a fintech-driven lending platform designed to expand used-car leasing for franchised and large independent dealers nationwide.&hellip;<\/p>\n","protected":false},"author":1,"featured_media":1907,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[],"class_list":["post-1906","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investing"],"_links":{"self":[{"href":"https:\/\/topfinancialinsights.com\/index.php\/wp-json\/wp\/v2\/posts\/1906","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/topfinancialinsights.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/topfinancialinsights.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/topfinancialinsights.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/topfinancialinsights.com\/index.php\/wp-json\/wp\/v2\/comments?post=1906"}],"version-history":[{"count":0,"href":"https:\/\/topfinancialinsights.com\/index.php\/wp-json\/wp\/v2\/posts\/1906\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/topfinancialinsights.com\/index.php\/wp-json\/wp\/v2\/media\/1907"}],"wp:attachment":[{"href":"https:\/\/topfinancialinsights.com\/index.php\/wp-json\/wp\/v2\/media?parent=1906"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/topfinancialinsights.com\/index.php\/wp-json\/wp\/v2\/categories?post=1906"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/topfinancialinsights.com\/index.php\/wp-json\/wp\/v2\/tags?post=1906"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}